Erich J. Litch is the General Manager of Payment Software at ACI Worldwide Inc., a global leader in real-time electronic payment and banking solutions. With over 25 years of experience in the fintech industry, Erich has built a distinguished career focused on developing cutting-edge payment technologies. He joined ACI Worldwide in 2005, rising through the ranks from senior product manager to his current executive role, where he oversees the strategy, development, and delivery of the company's core payment software portfolio, including solutions for real-time payments, fraud management, and digital wallets. Prior to ACI, Erich held key positions at Visa and several payment processors, where he specialized in transaction processing and regulatory compliance. Under Erich's leadership, ACI's Payment Software division has achieved remarkable growth, launching innovative platforms like the ACI Speedpay and UP Immediate Payments solutions that process billions of transactions annually for banks, merchants, and governments worldwide. His strategic initiatives have driven a 40% increase in market share for real-time payment products and earned ACI multiple industry awards, including the 2023 FinTech Breakthrough Award for Best Real-Time Payments Solution. Erich's expertise in navigating complex regulatory landscapes, such as ISO 20022 and PSD2, has positioned ACI as a trusted partner in the evolving payments ecosystem. A graduate of the University of Nebraska with a degree in Computer Science and an MBA from Creighton University, Erich is a frequent speaker at industry events like Money20/20 and NACHA Payments. His commitment to innovation and customer-centric solutions continues to propel ACI Worldwide forward in the digital transformation of global payments.