Ronald C. Shultz serves as General Manager of ACI Speedpay at ACI Worldwide Inc., a global leader in real-time payments and digital banking solutions. With more than 25 years of experience in the payments industry, Shultz has built a distinguished career focused on electronic bill payments, consumer finance, and operational excellence. He joined ACI Worldwide in 2012, bringing expertise from senior roles at First Data Corporation, where he led consumer bill payment operations and drove significant revenue growth through innovative processing platforms. Under Shultz's leadership, ACI Speedpay has evolved into a powerhouse in the bill payment space, processing billions of transactions annually for utilities, healthcare providers, government agencies, and retailers. Key achievements include expanding the platform's multichannel capabilities—encompassing web, mobile, IVR, and retail channels—and forging strategic partnerships that have increased market penetration by over 40% in recent years. His strategic vision has positioned ACI Speedpay as a compliant, scalable solution amid evolving regulations like NACHA and PCI standards. In his current role, Shultz oversees all aspects of ACI Speedpay, from product strategy and technology roadmap to client success and P&L management. A recognized industry thought leader, he frequently speaks at conferences such as Payments Exchange and Money20/20, advocating for frictionless payment experiences that empower consumers and businesses alike.