Michael Linford serves as the Chief Operating Officer (COO) and Chief Financial Officer (CFO) at Affirm Holdings Inc Class A, a leading financial technology company focused on providing transparent and flexible payment solutions. In his dual role, Linford is responsible for overseeing the company's operational and financial strategies, ensuring efficient execution and sustainable growth. His leadership has been instrumental in steering Affirm towards becoming a trusted name in the fintech industry, known for its innovative approach to consumer lending. Before joining Affirm, Linford held significant positions at various high-profile companies, showcasing his versatility and expertise in finance and operations. He previously served as the Vice President of Finance at Square, where he played a key role in scaling the company's financial operations and contributing to its overall success. Prior to Square, Linford worked at the investment banking firm Goldman Sachs, where he honed his skills in financial analysis and strategic planning. His diverse experience across different sectors has equipped him with a unique perspective that he brings to his current role at Affirm. Under Linford's guidance, Affirm has seen substantial growth and has expanded its product offerings to meet the evolving needs of consumers and merchants alike. His strategic vision and commitment to operational excellence have been pivotal in driving the company's mission to provide honest financial products that improve lives. Linford's leadership continues to be a driving force behind Affirm's success, as the company strives to revolutionize the way people pay and get paid.