Stephanie N. Richard serves as the Chief Risk Officer at ALLY FINANCIAL INC, a position she has held since joining the company in 2021. With over two decades of experience in risk management and financial services, Stephanie has become a pivotal figure in ensuring the stability and growth of ALLY FINANCIAL INC. Prior to her current role, she held significant positions at several leading financial institutions, including a notable tenure as the Head of Enterprise Risk Management at a major global bank. Her expertise spans across various domains of risk management, including credit risk, operational risk, and compliance. In her role at ALLY FINANCIAL INC, Stephanie is responsible for overseeing the company's risk management framework, ensuring that it aligns with both regulatory requirements and the strategic objectives of the organization. Her leadership has been instrumental in enhancing the company's risk culture and implementing robust risk mitigation strategies. Under her guidance, ALLY FINANCIAL INC has seen improved risk-adjusted returns and a more resilient operational framework. Stephanie's strategic vision and commitment to excellence have earned her recognition within the industry, and she continues to be a driving force in shaping the future of risk management at ALLY FINANCIAL INC. Stephanie's professional achievements extend beyond her corporate roles. She is an active member of several industry associations and frequently speaks at conferences on topics related to risk management and financial stability. Her thought leadership and contributions to the field have been acknowledged through various awards and accolades. Stephanie holds a Master's degree in Business Administration from a prestigious university, further solidifying her expertise and dedication to the financial services sector.