James M. Costa serves as the Executive Vice President and Chief Risk Officer at BANNER CORP, a position that underscores his significant contributions to the financial sector. With a robust background in risk management and financial services, Costa has been instrumental in steering BANNER CORP towards sustainable growth and stability. His career spans several decades, during which he has held various leadership roles that have honed his expertise in risk assessment and mitigation. Prior to joining BANNER CORP, Costa amassed a wealth of experience working with other major financial institutions, where he developed and implemented comprehensive risk management frameworks. His strategic foresight and ability to navigate complex regulatory environments have been key to his success. At BANNER CORP, Costa's role involves overseeing the company's risk management strategies, ensuring compliance with regulatory requirements, and safeguarding the institution against potential financial threats. His leadership has been pivotal in maintaining the company's strong reputation and operational integrity. Under Costa's guidance, BANNER CORP has seen significant enhancements in its risk management practices, which have contributed to the company's resilience and competitive edge in the market. His commitment to excellence and innovation in risk management has not only fortified BANNER CORP's position but also set a benchmark for the industry. Costa's ongoing efforts continue to drive the company forward, making him an invaluable asset to BANNER CORP and the broader financial community.