Stephen P. Hearn serves as Executive Vice President, Chief Operating Officer, and President of the Retail Segment at Brown & Brown, Inc., one of the nation's largest insurance brokerage firms. With over three decades of experience in the insurance industry, Hearn joined Brown & Brown in 1993 as a producer in the Daytona Beach office. He quickly rose through the ranks, demonstrating exceptional leadership in sales, operations, and strategic growth. His early career focused on building key client relationships and expanding the company's retail presence across the Southeast, where he played a pivotal role in numerous acquisitions and organic expansions that solidified Brown & Brown's market dominance. In his current role, Hearn oversees the Retail Segment, which generates billions in annual revenue and serves a diverse clientele ranging from small businesses to Fortune 500 companies. Under his stewardship, the segment has achieved consistent double-digit growth, driven by innovative risk management solutions, digital transformation initiatives, and a client-centric approach. Notable achievements include leading the integration of over 100 acquisitions since 2015, enhancing operational efficiencies, and fostering a high-performance culture that has earned industry accolades, such as being named a top workplace by Fortune and a leader in brokerage services by Business Insurance. Hearn's strategic vision has been instrumental in positioning Brown & Brown's Retail Segment for long-term success amid evolving industry challenges like cyber risks and climate-related exposures. A respected figure in the insurance community, he actively participates in industry associations and mentors emerging leaders, contributing to both the company's and the sector's advancement. His tenure exemplifies dedication to excellence, innovation, and unwavering commitment to client success.