Mr. Shellberg is a founder of the Company and has served as a director of the Company and the Bank since its formation in 2005. He has worked in the regulatory and commercial banking industry for 40 years. Mr. Shellberg is the Secretary of the Company and the Bank and currently serves as the Deputy Chief Credit Officer of the Bank, a position he transitioned to in September 2025 as part of his retirement plan which is scheduled for October 2026. Prior to his current role, Mr. Shellberg served as Executive Vice President and Chief Credit Officer of the Company, positions he held since 2005 and was responsible for all aspects of the Company s credit policies and practices. Mr. Shellberg s extensive experience in community banking includes strategic planning, policy formation, risk management, asset and liability management, as well as external and internal audit. Prior to joining the Company, Mr. Shellberg was Senior Vice President of Klein Bank and began his banking career at the FDIC in 1985, where he worked for 15 years. Mr. Shellberg holds a B.S. from Iowa State University and is an alumnus of the Graduate School of Banking at Colorado, Boulder.