Phillip R. Cabrera has served on our Board of Directors since June 2013. He serves as member of the Audit, Compensation, and Governance and Nominating Committees. Mr. Cabrera also serves on the board of directors of Byline Bank, serves as the chair of the ALCO Committee, and as a member of the Audit, Compensation, Governance and Nominating, Executive Credit, and Trust Committees of Byline Bank. Mr. Cabrera spent 21 years at McDonald s Corporation, where he most recently served as Vice President and International Treasurer. In that role, he led global treasury operations, including liquidity management, foreign exchange and interest rate risk, and capital markets strategy across multiple regions. Prior to his tenure at McDonald s, Mr. Cabrera held senior leadership positions at Continental Bank (now Bank of America), including Managing Director and Senior Partner in the Latin America Group, and served as President of Continental International Finance Corporation, overseeing international equity investments. Since retiring from McDonald's in 2015, Mr. Cabrera has remained active as an advisor to multinational companies , including Air Products and INDURA, where he supported senior management in strengthening treasury, audit, and governance practices. Earlier in his career, Mr. Cabrera served on the advisory board of Unibanco in Brazil. Mr. Cabrera holds a bachelor s degree in business administration from Bradley University and a master s degree in international management with a finance concentration from the Thunderbird School of Global Management.