Ernesto Torres Cantú serves as Head of International at Citigroup Inc., where he leads the bank's global strategy, operations, and client relationships across more than 100 countries. With over 25 years of experience in international finance, Ernesto has been instrumental in driving Citigroup's expansion in emerging markets, particularly in Latin America, Asia-Pacific, and the Middle East. Prior to joining Citigroup in 2015, he held senior executive roles at Banco Santander and BBVA, where he spearheaded cross-border mergers, acquisitions, and sustainable financing initiatives that generated billions in revenue. Under his leadership at Citigroup, Ernesto has overseen transformative projects, including the digital transformation of international wealth management platforms and the launch of innovative ESG-focused investment products tailored for high-net-worth clients in developing economies. His achievements include navigating the bank through geopolitical challenges, such as trade tensions and regulatory shifts, while achieving double-digit growth in international revenues. A graduate of the Instituto Tecnológico Autónomo de México (ITAM) with an MBA from INSEAD, Ernesto is recognized globally for his expertise in multicultural team-building and risk management. In his current role, Ernesto continues to champion Citigroup's commitment to inclusive growth, forging strategic partnerships with governments and corporations to support infrastructure development and financial inclusion. His visionary approach has earned him accolades, including being named one of Latin America's Top 50 Bankers by LatinFinance, solidifying his reputation as a pivotal figure in global banking.