John F. Woods serves as the Vice Chair and Chief Financial Officer at CITIZENS FINANCIAL GROUP INC, a position he has held since joining the company in 2014. As CFO, Woods is responsible for overseeing the financial operations and strategic planning of the company, ensuring its continued growth and stability. Prior to his current role, Woods held several high-level positions in the financial industry, including Senior Executive Vice President and CFO at USA subsidiary of Royal Bank of Scotland, where he played a key role in the bank's financial management and restructuring efforts. Woods brings a wealth of experience and expertise to his role at CITIZENS FINANCIAL GROUP INC. He began his career at KPMG, where he worked as an auditor, gaining valuable insights into financial reporting and compliance. Throughout his career, Woods has demonstrated a strong ability to navigate complex financial landscapes and drive growth. At CITIZENS FINANCIAL GROUP INC, he has been instrumental in implementing financial strategies that have contributed to the company's success, including the expansion of its commercial banking division and the optimization of its balance sheet. As Vice Chair and CFO, Woods plays a crucial role in shaping the future of CITIZENS FINANCIAL GROUP INC. He works closely with the CEO and other executive team members to develop and execute the company's long-term vision, while also ensuring that it meets its short-term financial goals. Woods' leadership and financial acumen have been widely recognized within the industry, and he continues to be a driving force behind the company's ongoing success and growth.