Jimmy Stead serves as the Group Executive Vice President and Chief Consumer Banking and Technology Officer of Cullen/Frost and Frost Bank at CULLEN FROST BANKERS INC. In this role, he is responsible for overseeing the bank's consumer banking operations and technology initiatives, playing a crucial part in driving the company's growth and innovation. Stead's leadership has been instrumental in enhancing the customer experience and streamlining processes through the implementation of cutting-edge technologies. Prior to joining Cullen/Frost Bankers, Stead held various leadership positions in the financial services industry, where he gained extensive experience in consumer banking, technology, and operations. His background in these areas has enabled him to effectively guide the bank's strategic direction and ensure that it remains competitive in an ever-evolving market. Stead's commitment to excellence and his ability to foster a culture of collaboration and innovation have been key factors in his success at Cullen/Frost Bankers. Under Stead's leadership, Cullen/Frost Bankers has seen significant growth in its consumer banking segment and has made substantial investments in technology to improve efficiency and customer satisfaction. His vision for the future of banking has led to the development of new products and services that cater to the evolving needs of customers. Stead's dedication to the company's mission and his ability to drive results have solidified his position as a valuable asset to Cullen/Frost Bankers.