Nikhil Chandhok is a visionary technology executive serving as Chief Product and Technology Officer at Circle Internet Group Inc. Class A, the pioneering fintech company behind the USDC stablecoin and programmable digital dollar infrastructure. With over 20 years of experience in building scalable products and engineering teams, Chandhok has been instrumental in driving Circle's mission to bridge traditional finance with blockchain technology. Prior to joining Circle in 2022, he held senior leadership roles at Uber, where he led product engineering for the Rides platform, scaling it to serve billions of trips annually, and at Microsoft, contributing to Azure's cloud infrastructure innovations. Throughout his career, Chandhok has earned acclaim for his achievements in high-growth environments, including launching Uber's first international markets and optimizing systems that handled petabyte-scale data. He holds a Bachelor's degree in Computer Science from the Indian Institute of Technology (IIT) Delhi and an MBA from the Wharton School at the University of Pennsylvania, blending technical expertise with strategic business acumen. His work has been recognized with awards such as the MIT Technology Review's Innovators Under 35 and multiple patents in distributed systems and machine learning. At Circle, Chandhok oversees the end-to-end product and technology strategy, leading teams that develop cutting-edge solutions for cross-chain interoperability, wallet integrations, and enterprise-grade stablecoin services. Under his guidance, Circle has expanded USDC's circulation to over $30 billion, solidified partnerships with major financial institutions like Visa and BlackRock, and advanced regulatory-compliant innovations in the Web3 ecosystem, positioning the company as a leader in the future of money.