Juan C. Pavía serves as the Executive Vice President and Chief Credit Officer at FIRST BANCORP, a leading financial institution. In his role, Pavía is responsible for overseeing the credit risk management of the bank, ensuring the quality and integrity of its loan portfolio. His leadership is instrumental in maintaining the financial health and stability of FIRST BANCORP, guiding the institution through the complexities of the financial market. Pavía brings a wealth of experience to his position, having spent over two decades in the banking industry. Prior to joining FIRST BANCORP, he held various senior roles at other prominent financial institutions, where he developed a strong reputation for his strategic vision and expertise in credit risk management. His career is marked by a series of successful initiatives that have enhanced credit processes and improved risk assessment methodologies, contributing significantly to the growth and stability of the organizations he has served. Under Pavía's leadership, FIRST BANCORP has seen notable improvements in its credit operations, with a focus on sustainable growth and prudent risk management. His strategic approach has been pivotal in navigating economic challenges and capitalizing on opportunities within the market. Pavía's dedication to excellence and his ability to foster a culture of integrity and accountability have made him a respected figure in the banking sector, and his contributions continue to drive the success of FIRST BANCORP.