Joseph M. Otting serves as the Executive Chairman, President, and CEO of Flagstar Financial Inc., a leading financial services company. Before joining Flagstar, Otting held several high-profile positions in the financial sector, showcasing his extensive experience and leadership. He was notably the Comptroller of the Currency at the U.S. Department of the Treasury, a position he held from 2017 to 2020. In this role, he oversaw the regulation and supervision of over 1,200 national banks and federal savings associations, demonstrating his deep understanding of financial regulations and governance. Prior to his governmental role, Otting's career in the private sector was marked by significant achievements. He was the CEO of OneWest Bank, where he successfully managed the bank's operations and led its eventual sale to CIT Group in 2015. His strategic vision and leadership were instrumental in navigating the complexities of the financial industry. Otting's earlier career included key positions at UnionBanCal Corporation and U.S. Bancorp, where he honed his skills in banking and finance. As the Executive Chairman, President, and CEO of Flagstar Financial Inc., Otting is responsible for steering the company's strategic direction and operational performance. Under his leadership, Flagstar has continued to grow and innovate, maintaining its position as a prominent player in the financial services industry. Otting's comprehensive experience and proven track record in both the public and private sectors make him a vital asset to Flagstar, ensuring the company's continued success and stability.