Andrew S. Baker serves as Senior Vice President at Farmers and Merchants Bancorp Inc., a leading regional bank holding company based in Lodi, Ohio. With nearly two decades of dedicated service to the organization since joining in 2005, Andrew brings extensive expertise in information technology and financial services. Prior to his role at Farmers and Merchants, he held progressive positions at other regional banks, where he specialized in systems architecture, data analytics, and network security, earning a Bachelor’s degree in Computer Science from Ohio University and subsequent certifications in cybersecurity and IT governance. Throughout his tenure, Andrew has achieved significant milestones, including spearheading the implementation of advanced digital banking platforms that enhanced customer access and transaction efficiency, resulting in a 40% increase in online engagement. He led the bank's cybersecurity overhaul, integrating AI-driven threat detection systems that earned industry recognition for resilience against cyber risks. His strategic initiatives in cloud migration and core banking modernization have optimized operational costs and supported scalable growth, contributing to the company's strong financial performance and expansion into new markets. In his current capacity as Senior Vice President and Chief Information Officer, Andrew oversees all IT operations, ensuring robust technological infrastructure aligns with business objectives. A forward-thinking leader, he champions innovation through partnerships with fintech providers and mentors emerging talent, positioning Farmers and Merchants Bancorp Inc. as a technology leader in community banking while prioritizing data security and customer-centric solutions.