Andrew B. Fiol serves as Senior Executive Vice President and Chief Banking Officer at Fulton Financial Corporation, a role he assumed in May 2023. In this capacity, he leads the company's core banking operations, including consumer banking, business banking, commercial and industrial lending, and specialized sectors such as equipment finance and asset-based lending. Fiol is responsible for driving strategic initiatives that enhance client experiences, expand market share across the Mid-Atlantic region, and support Fulton's commitment to community-focused financial services. With over 30 years of experience in commercial banking, Fiol joined Fulton in 2013 as Executive Vice President and Head of Commercial Banking, following a distinguished 25-year career at Sovereign Bank (now Santander Bank). There, he progressed through senior roles, including Managing Director of Middle Market Banking and Regional Executive for the Greater Philadelphia market, where he built expertise in relationship management, credit underwriting, and business development. His tenure at Fulton has seen him spearhead the integration of acquired portfolios and the growth of the commercial lending division. Fiol's leadership has contributed to key achievements at Fulton, including record commercial loan growth, enhanced risk management frameworks, and the successful launch of innovative digital banking solutions. A graduate of Pennsylvania State University with a degree in finance, he is actively involved in industry groups such as the Risk Management Association and serves on local economic development boards, underscoring his dedication to fostering sustainable growth in the communities Fulton serves.