Director since 2018 with extensive banking experience; no overboarding, attendance, or independence issues; TSR underperformance gap of -11.6pp vs. peer median does not trigger the 35pp threshold for low-positive TSR companies.

Director since 2021 with relevant business and governance experience; serves on one other public board (Red Rock Resorts) which is within limits; TSR trigger does not apply.

CEO and director since 2016; subject to the same TSR trigger as other directors, but the -11.6pp gap vs. peer median falls well short of the 35pp threshold required to trigger a No vote.

Director since 2022; tenure of approximately four years overlaps with the underperformance period but the -11.6pp gap does not meet the 35pp trigger threshold; brings community development expertise.

Director since 2012 with strong legal and banking regulatory background; no flags on overboarding, attendance, or independence; TSR trigger does not apply.

Director since 2021 with human capital and business operations expertise; no overboarding or attendance issues; TSR trigger does not apply.

Director since 2021 with real estate development and finance background; no flags triggered; TSR underperformance does not reach the 35pp threshold.

Director since 2005 and Board Chair; long-tenured CPA with deep financial expertise; the 3-year TSR gap of -11.6pp vs. peer median is well below the 35pp threshold needed to trigger a No vote.

Director since 2006 with community business perspective; all attendance and independence standards met; TSR trigger does not apply.

Director since 2025; joined within the past 24 months and is therefore fully exempt from the TSR underperformance trigger under policy.