Helga S. Houston is Senior Executive Vice President and Chief Risk Officer at Huntington Bancshares Incorporated, a leading regional bank headquartered in Columbus, Ohio. In this pivotal role, she oversees the company's comprehensive enterprise risk management framework, encompassing credit, market, operational, compliance, liquidity, and strategic risks. Houston champions a strong risk culture across the organization, ensuring alignment with regulatory requirements from bodies like the Federal Reserve and OCC, while supporting sustainable growth and protecting stakeholders amid evolving economic and geopolitical challenges. With more than 30 years in financial services, Houston joined Huntington in 2021 from KeyBank, where she served as Executive Vice President and Chief Risk Officer for Retail Banking, managing risks in consumer lending, deposits, and payments. Previously, she spent nearly two decades at National City Bank (acquired by KeyCorp), advancing from credit risk analyst to Managing Director of Enterprise Risk Management, where she led transformative initiatives during the 2008 financial crisis. Her early career at PNC Bank further solidified her expertise in commercial and consumer credit underwriting. Houston's achievements include pioneering data-driven risk analytics and stress-testing programs that have fortified institutions through multiple downturns. At Huntington, she has been instrumental in integrating risk strategies post the 2021 TCF Financial merger, enhancing cybersecurity defenses, and addressing emerging risks like climate change and digital transformation, earning her recognition as a forward-thinking leader in banking risk management.