Paresh Patel is a founder of the Company and has been a director since its inception. He developed the company's initial insurance policy administration systems and continues to oversee the company's use of technology. From 2011 to 2015, Mr. Patel served as Chairman of the Board of BayFirst Financial Corp., a bank holding company in St. Petersburg, Florida, and, from 2014 to 2018, served as Chairman of the Board of Directors of Oxbridge Re Holdings Limited, a Nasdaq listed Cayman Islands reinsurance holding company. He was a founder of NorthStar Bank in Tampa, Florida and from 2006 to 2010 served on the board of directors of its parent company, NorthStar Banking Corporation. Mr. Patel holds a bachelor and a master degree in electronic engineering from the University of Cambridge in the United Kingdom. Skills/Qualifications: Mr. Patel brings to the Board of Directors considerable experience in business, management, systems and technology, and because of those experiences and his education, he possesses analytical and technology skills which are considered of importance to the operations of company, the oversight of its performance and the evaluation of its future growth opportunities. Furthermore, his performance as Chief Executive Officer has indicated an in-depth understanding of the Company's insurance business. He is a founder of the Company and has a substantial personal investment in the Company. Chairman of the Board and Chief Executive Officer of HCI Group, Inc. Chairman of the Board and Chief Executive Officer of Exzeo Group, Inc.