Michael Stienstra serves as General Manager and Chief Insurance Officer of HHIP at Hippo Holdings Inc., where he leads the strategic direction of the company's insurance operations, driving innovation in home insurance products and risk management. With over 20 years of experience in the insurance industry, Stienstra began his career at a leading property and casualty insurer, rising through the ranks to oversee underwriting and product development teams. His early roles honed his expertise in data-driven underwriting and regulatory compliance, establishing him as a key player in modernizing traditional insurance models for the digital age. Throughout his career, Stienstra has achieved notable milestones, including spearheading the launch of tech-enabled insurance platforms that reduced claims processing times by 40% and expanded market penetration in high-risk regions. Prior to joining Hippo Holdings, he held executive positions at prominent insurtech firms, where he successfully scaled operations from startup to multimillion-dollar enterprises, earning industry recognition such as the Insurtech Innovator Award in 2019. His leadership has consistently emphasized customer-centric solutions, leveraging AI and predictive analytics to deliver personalized coverage and superior risk mitigation. At Hippo Holdings, Stienstra continues to shape the future of home insurance by integrating advanced telematics and climate risk modeling into HHIP's offerings, positioning the company as a leader in resilient, sustainable insurance solutions. Under his guidance, HHIP has seen significant growth in policyholder satisfaction and retention rates, solidifying Hippo's commitment to protecting homeowners in an era of evolving risks.