Mark R. Desrochers is the Senior Vice President, Chief Actuarial & Strategy Officer at Horace Mann Educators Corporation, a premier provider of insurance and retirement solutions for the education community. In this role, he oversees the company's actuarial functions, including pricing, reserving, financial modeling, and enterprise risk management, while also leading strategic planning efforts to drive growth and profitability. His leadership ensures that Horace Mann's products remain competitive and resilient in a dynamic insurance landscape, aligning actuarial insights with broader business objectives. With more than 25 years of experience in the insurance industry, Mark is a Fellow of the Society of Actuaries (FSA) and a Member of the American Academy of Actuaries (MAAA). He joined Horace Mann in 2019 as Vice President of Actuarial, advancing to his current position in 2021 after demonstrating exceptional expertise in life and annuity products. Previously, he held senior actuarial roles at Symetra Financial and Principal Financial Group, where he spearheaded complex modeling projects, optimized pricing strategies, and supported multimillion-dollar mergers and acquisitions. Mark's achievements include implementing advanced predictive analytics and stochastic modeling at Horace Mann, which have enhanced reserve accuracy and supported innovative product launches in supplemental health and retirement lines. His strategic vision has been key in navigating economic challenges, regulatory shifts, and market disruptions, positioning the company for sustained success while prioritizing educator-focused solutions.