Kristin Y. Powell serves as Executive Vice President and Consumer and Business Banking Executive for HomeTrust Bancshares, Inc. and its subsidiary, HomeTrust Bank. In this pivotal role, she oversees the strategic direction and operations of the consumer and business banking divisions, driving growth in retail deposits, consumer lending, small business services, and digital banking initiatives. With her deep expertise, Powell ensures the delivery of innovative, customer-centric solutions that strengthen HomeTrust's position as a leading community bank in the Southeast. Powell's illustrious career at HomeTrust spans nearly three decades, beginning in 1995 when she joined the Bank in various retail and branch management roles. She advanced rapidly through positions of increasing responsibility, including Regional Retail Executive from 2017 to 2019 and Executive Vice President and Head of Consumer Banking from 2019 to 2023. Her leadership has been instrumental in expanding the Bank's footprint, enhancing customer acquisition strategies, and achieving record growth in core deposits and loan portfolios during periods of economic expansion and challenge. Under Powell's guidance, HomeTrust has earned accolades for superior customer satisfaction and community engagement, including multiple awards for small business lending excellence. A native of Western North Carolina, she holds a bachelor's degree in business administration from Western Carolina University and remains actively involved in local economic development initiatives, embodying the Bank's commitment to fostering strong community ties.