Susan Just serves as the Executive Vice President and Chief Credit Officer of Heritage Bank of Commerce, a subsidiary of Heritage Commerce Corp. With over 30 years of experience in the banking industry, Susan has established herself as a seasoned professional in credit administration and risk management. Prior to joining Heritage Bank of Commerce in 2014, she held various leadership positions at other financial institutions, including serving as Senior Vice President and Credit Administrator at Fremont Bank and Vice President and Senior Credit Officer at Bank of the West. In her current role at Heritage Bank of Commerce, Susan is responsible for overseeing the bank's credit policies, procedures, and portfolio management. She plays a crucial role in maintaining the bank's asset quality and ensuring compliance with regulatory requirements. Under her leadership, the bank has consistently demonstrated strong credit performance and maintained a low level of non-performing assets. Susan's expertise in credit risk management has been instrumental in supporting the bank's growth and expansion while maintaining a prudent approach to lending. Throughout her career, Susan has been recognized for her contributions to the banking industry. She has been an active member of various professional organizations, including the Risk Management Association and the California Bankers Association. Susan's dedication to her work, combined with her extensive knowledge and experience, has made her an invaluable asset to Heritage Bank of Commerce and its parent company, Heritage Commerce Corp. Her leadership and strategic vision continue to drive the bank's success in the competitive financial services landscape.