Michael Otero serves as the Chief Risk Officer at Hancock Whitney Corp, a position he has held since joining the company in 2019. With over two decades of experience in the financial services industry, Otero has established himself as a seasoned professional in risk management and compliance. Prior to his role at Hancock Whitney, he held significant positions at major financial institutions, including a tenure as the Chief Risk Officer at Iberiabank, where he was instrumental in enhancing the bank's risk management framework. At Hancock Whitney, Otero is responsible for overseeing the company's enterprise risk management program, ensuring that the bank adheres to regulatory requirements and maintains a robust risk culture. His strategic vision and leadership have been pivotal in strengthening Hancock Whitney's risk management practices, particularly in areas such as credit risk, operational risk, and compliance. Under his guidance, the company has successfully navigated the complexities of the financial landscape, maintaining stability and resilience. Otero's achievements extend beyond his corporate roles; he is also recognized for his contributions to the broader financial community. He has been an active participant in industry forums and has shared his expertise through various speaking engagements and publications. His commitment to excellence and continuous improvement has earned him respect among peers and has significantly contributed to Hancock Whitney's reputation as a well-managed and forward-thinking institution.