Wes McMullan was appointed as a director in 2024 and has served as Chair of the Nomination and Corporate Governance Committee since November 4, 2025. Mr. McMullan served as the President and CEO of the Federal Home Loan Bank of Atlanta ( FHLBank Atlanta ), a government-sponsored enterprise, from 2010 until his retirement in 2021, concluding a 33-year career at the FHLBank Atlanta in significant leadership capacities. His expertise encompasses a broad range of financial disciplines, including banking, MBS and mortgage-related assets, SEC regulatory compliance, asset and liability management, portfolio management, derivatives, and financial operations/systems integration. Mr. McMullan has served on the board of directors of TCB Corporation and Countybank since 2022, with previous board service as Vice Chair of FHLBank s Office of Finance and Vice Chair of Pentegra, Inc. Mr. McMullan is a chartered financial analyst and earned a B.S. in finance from Clemson University. Director qualifications Executive leadership, financial services/capital markets and MBS/fixed Income/ mortgage industry experience: Mr. McMullan s experience trading and managing mortgage-backed securities and mortgage-related assets and the related risk management and hedging strategies during various economic cycles, as well as his experience as CEO of a government sponsored enterprise, will bring significant contributions, oversight and perspectives to the Company s board and its current strategic focus and core portfolio.