Louis P. Miramontes has been an independent financial advisor since 2014. Mr. Miramontes serves on the board of directors of Oportun Financial Corporation (Nasdaq: OPRT), where he is a member of the Audit and Nominating and Governance committees, and previously served on the board of directors of Rite Aid Corporation until August 2023. He also provides advisory services to a real estate development company. Previously, Mr. Miramontes had a distinguished 38-year career at KPMG until his retirement in 2014, where he served in many leadership roles, including managing partner of the San Francisco office and Senior Partner for the Latin America region. He provided audit services to public and private clients in the retail, financial services, and real estate sectors. Mr. Miramontes holds a B.S. degree in Business Administration from California State University, East Bay. Mr. Miramontes joined our Board in 2018 and has extensive experience in accounting, financial reporting and corporate governance. He is our Lead Independent Director, chairs our Audit Committee and serves on our Nominating and Governance Committee and our Compensation Committee. Mr. Miramontes is also an audit committee financial expert as defined under SEC rules.