Steven Mattics serves as Chief Lending Officer at LendingClub Corp., where he oversees the company's lending strategies, risk management, and portfolio growth. With over 20 years of experience in financial services, Mattics began his career at JPMorgan Chase, rising through the ranks in commercial lending and credit analysis. He later held senior roles at Wells Fargo and Capital One, specializing in consumer and small business lending, where he honed his expertise in data-driven underwriting and regulatory compliance during the post-financial crisis era. Mattics joined LendingClub in 2015 as Head of Credit Risk, playing a pivotal role in scaling the platform's loan origination from $1 billion to over $10 billion annually. His achievements include pioneering machine learning models that reduced default rates by 25% and implementing sustainable lending practices that aligned with ESG standards, earning the company accolades from Forbes and the American Banker. Under his leadership, LendingClub navigated economic downturns successfully, maintaining strong asset quality and investor confidence. Today, as CLO, Mattics drives innovation in fintech lending, expanding into new products like personal loans and auto refinancing while ensuring robust risk frameworks. His strategic vision positions LendingClub as a leader in digital finance, blending technology with prudent lending to serve millions of underserved borrowers.