Walter J. Phifer serves as the Chief Financial Officer at LIVE OAK BANCSHARES INC, a position he has held since joining the company in 2018. With a robust background in finance and banking, Phifer brings a wealth of experience to his role. Prior to joining LIVE OAK BANCSHARES INC, he held significant positions at major financial institutions, including a stint as the CFO at State Employees' Credit Union, where he was instrumental in driving financial strategy and operational efficiency. His career also includes roles at Bank of America and Wachovia, where he honed his skills in financial planning and analysis, risk management, and strategic growth initiatives. As CFO at LIVE OAK BANCSHARES INC, Phifer is responsible for overseeing the company's financial operations, which includes managing accounting, financial planning, and investor relations. Under his leadership, the company has seen steady growth and improved financial performance, navigating the complexities of the banking sector with adeptness and foresight. Phifer's strategic vision has been pivotal in guiding LIVE OAK BANCSHARES INC through various economic cycles, ensuring the company remains financially robust and well-positioned for future growth. His commitment to transparency and ethical financial practices has earned him respect among peers and stakeholders alike. In addition to his professional achievements, Phifer is known for his community involvement and dedication to mentoring young professionals in the finance industry. He frequently speaks at industry conferences and participates in educational programs aimed at fostering the next generation of financial leaders. His contributions to LIVE OAK BANCSHARES INC and the broader financial community underscore his reputation as a seasoned and forward-thinking CFO.