James D. Kruqer serves as the Chief Financial Officer at Nelnet Inc. Class A, a leading provider of education finance, loan servicing, and payment processing solutions. With over 25 years of experience in financial management within the financial services and education sectors, Kruqer joined Nelnet in 2015 after holding senior finance roles at prominent firms such as Wells Fargo and Sallie Mae. He holds a Bachelor of Science in Accounting from the University of Nebraska and an MBA from the University of Chicago Booth School of Business, where he specialized in corporate finance and strategic planning. Throughout his career, Kruqer has been instrumental in driving financial growth and operational efficiency. At his previous positions, he spearheaded a $2.5 billion acquisition that expanded market share in student loan servicing and led initiatives that reduced operational costs by 18% through advanced data analytics and process optimization. At Nelnet, his achievements include guiding the company through a successful debt refinancing that saved over $100 million in interest expenses and implementing robust risk management frameworks amid regulatory changes in the higher education financing landscape. In his current role, Kruqer oversees all financial operations, including treasury, accounting, investor relations, and strategic initiatives for Nelnet Inc. Class A. He plays a pivotal role in supporting the company's diversification into technology-driven payment solutions and K-12 financing, ensuring sustainable growth and shareholder value. Under his leadership, Nelnet has consistently delivered strong financial performance, positioning it as a resilient leader in the evolving education finance industry.