César Ortiz serves as the Chief Risk Officer at OFG Bancorp, a position he has held since joining the company in 2013. With over two decades of experience in the financial services industry, Ortiz has become a pivotal figure in steering the company towards robust risk management practices. Prior to his role at OFG Bancorp, he held various senior positions at prominent financial institutions, including roles at Banco Santander and Banco Popular. His expertise spans multiple areas of risk management, including credit, market, operational, and compliance risks. At OFG Bancorp, Ortiz has been instrumental in enhancing the company's risk management framework, ensuring that it aligns with both regulatory requirements and the strategic objectives of the organization. Under his leadership, the risk management team has successfully navigated through economic uncertainties, implementing proactive measures that have safeguarded the company's assets and reputation. One of his notable achievements includes the development and implementation of an advanced risk assessment model that has significantly improved the company's ability to predict and mitigate potential risks. Ortiz's contributions have not only strengthened OFG Bancorp's risk management capabilities but have also earned him recognition within the industry. He is often invited to speak at industry conferences and seminars, where he shares insights on emerging risk management trends and best practices. His dedication to continuous improvement and his strategic vision make him a valuable asset to OFG Bancorp, ensuring the company remains resilient in the face of evolving market challenges.