Derek W. Stark serves as the Senior Managing Director (SMD) and Chief Legal Officer at PennyMac Financial Services, Inc., a leading mortgage banking and investment management firm. In his role, Stark is responsible for overseeing all legal matters related to the company's operations, including regulatory compliance, litigation, and corporate governance. He plays a crucial role in guiding the company's strategic direction and ensuring that PennyMac maintains the highest standards of legal and ethical conduct. Prior to joining PennyMac, Stark had an extensive legal career, working with several prominent law firms and financial institutions. He earned his Juris Doctor degree from a top-tier law school and quickly established himself as a respected attorney in the field of financial services law. Throughout his career, Stark has demonstrated a deep understanding of the complex legal landscape surrounding the mortgage industry, and he has been instrumental in helping PennyMac navigate various legal challenges and opportunities. His expertise and leadership have been vital to the company's success and growth. As a key member of PennyMac's executive team, Stark has been recognized for his significant contributions to the company's achievements. Under his guidance, PennyMac has successfully expanded its product offerings, entered new markets, and strengthened its position as a leader in the mortgage industry. Stark's strategic vision, combined with his unwavering commitment to legal excellence, has helped PennyMac maintain a strong reputation for integrity and innovation. His leadership continues to be a driving force behind the company's ongoing success and its ability to deliver value to its clients, shareholders, and employees.