Experienced public company CEO and leader in healthcare technology and financial services. Kessler joined HealthEquity in 2009 and assumed the role of President and CEO in February 2014, leading the company through its IPO on the Nasdaq that same year. Over the following decade as CEO, he led HealthEquity s development into a market leader with an enterprise value of approximately $10 billion. During his tenure, he scaled HealthEquity into the nation s largest health savings account (HSA) custodian going from less than $2 billion in HSA assets at IPO to approximately $30 billion when he retired in 2025. Founder and leader in consumer-directed benefits software systems. Kessler founded WageWorks in 2000 and within seven years grew the company to $150 million in revenue by building it into a leading provider of tax-advantaged consumer-directed benefits through technology-enabled product and business model innovation. Under his leadership, WageWorks developed a scalable, employer-sponsored platform administering health savings, commuter and other pre-tax benefit accounts for a large base of corporate clients and their employees nationwide. Extensive public company capital markets, M&A, finance and governance experience, complemented by deep policy and regulatory expertise in benefits and taxation. He brings experience in public equity and debt financing and strategic transactions and qualifies as an audit committee financial expert under SEC regulations. Kessler has served on finance, audit and risk committees, overseeing cybersecurity reviews, regulatory matters and special committee evaluations of strategic alternatives. Prior to founding WageWorks, Kessler built deep technical fluency in benefits taxation as a specialist at Arthur Andersen and as a senior economist advising on employee benefits and tax policy during the Clinton and Bush (Sr.) administrations. His background in government and policymaking grounds his entrepreneurial work in firsthand knowledge of the regulatory frameworks governing consumer-directed benefits. Jon Kessler s decades of public company leadership, tax-advantaged benefits expertise and disciplined governance experience uniquely position him to support the Board s oversight of strategy, financial discipline, regulatory risk and long-term shareholder value creation. We believe Mr. Kessler's experience as a public company CEO and his expertise in the healthcare technology and financial services industries make him qualified to serve on our Board.