Director since 2019 with relevant large-company leadership experience; PNC's 3-year price return of 65.7% outperforms QABA (First Trust NASDAQ ABA Community Bank Index) by +31.2pp, well below the 65pp trigger threshold for strong positive TSR; no overboarding, independence, or attendance concerns identified.

Director since 2017 and sitting CEO of Ventas; holds 1 outside public board seat (below the 2-seat limit for sitting CEOs); PNC's TSR outperforms QABA benchmark; no policy triggers identified.

Director since 2014 with relevant real estate and business leadership experience; PNC's 3-year TSR significantly outperforms QABA; holds 1 outside public board seat; no policy triggers identified.

Director since 2025 and therefore within the 24-month new-director exemption window; exempt from TSR trigger; investment management and risk expertise is highly relevant to PNC's business.

CEO and director since 2013; PNC's 3-year price return of 65.7% outperforms QABA by +31.2pp, which does not meet the 65pp trigger threshold for strong positive TSR; no TSR-based concern applies.

Presiding Director since 2013 with deep financial risk management expertise; holds no outside public board seats; PNC's TSR outperforms QABA; no policy triggers identified.

Director since 2019 with extensive financial, CFO, and CEO experience; chairs the Audit Committee and holds a CPA credential; PNC's TSR outperforms QABA; no policy triggers identified.

Director since 2016 with strong technology and CEO leadership background; holds 1 outside public board seat; PNC's TSR outperforms QABA; no policy triggers identified.

Director since 2022 with relevant institutional leadership experience; holds 1 outside public board seat; tenure began after the relevant 3-year TSR period began and PNC outperforms QABA in any case; no policy triggers identified.

Director since 2018 with deep cybersecurity and technology expertise highly relevant to PNC's risk oversight needs; holds 1 outside public board seat; PNC's TSR outperforms QABA; no policy triggers identified.

Director since 2022 with strong financial, retail, and CEO experience; holds 1 outside public board seat; PNC's TSR outperforms QABA; no policy triggers identified.

Director since 2018 with direct banking regulatory expertise from the OCC; chairs the Risk Committee; holds no outside public board seats; PNC's TSR outperforms QABA; no policy triggers identified.

Director since 2021 with AI, robotics, and technology entrepreneurship expertise relevant to PNC's technology strategy; holds no outside public board seats; PNC's TSR outperforms QABA; no policy triggers identified.