Sandip Kapadia serves as Executive Vice President, Chief Actuary and Analytics Officer at Skyward Specialty Insurance Group, where he leads the company's actuarial, predictive analytics, and pricing teams. With over 25 years of experience in the property and casualty insurance industry, Kapadia plays a pivotal role in driving data-driven decision-making, optimizing risk selection, and enhancing profitability across Skyward's specialty insurance lines. His strategic oversight ensures the integration of advanced analytics and machine learning to support underwriting excellence and portfolio management. Kapadia's distinguished career includes senior leadership positions at HCI Group, where he served as Chief Actuary, and W.R. Berkley Corporation, contributing to the development of innovative actuarial models and reinsurance strategies. A Fellow of the Casualty Actuarial Society (FCAS), he has authored industry publications on predictive modeling and catastrophe risk management, earning recognition for his expertise in dynamic pricing and enterprise risk management. Under his guidance, previous organizations achieved significant improvements in loss ratios and growth metrics. At Skyward Specialty, Kapadia continues to champion technological innovation, fostering a culture of analytical rigor that positions the company as a leader in specialty insurance. His vision for leveraging AI and big data analytics is instrumental in navigating complex market dynamics and delivering superior value to policyholders and shareholders.