Stefan Chkautovich is a seasoned financial executive with over two decades of experience in the banking and finance sector. He began his career at a regional accounting firm, where he honed his expertise in financial auditing and regulatory compliance, earning his Certified Public Accountant (CPA) designation early on. Chkautovich holds a Bachelor's degree in Accounting from the University of Missouri and an MBA from Washington University in St. Louis. Prior to joining Southern Missouri Bancorp Inc., he held key positions at several community banks, including serving as Vice President of Finance at a mid-sized institution where he led initiatives to streamline operations and enhance risk management protocols. His background in mergers and acquisitions has been instrumental in navigating the complexities of the evolving financial landscape. In his current role as Executive Vice-President and Chief Financial Officer at Southern Missouri Bancorp Inc., Chkautovich oversees all aspects of the company's financial strategy, including budgeting, forecasting, and investor relations. He plays a pivotal role in driving the organization's growth, having successfully managed capital raises and acquisitions that expanded the bank's footprint across the Midwest. Under his leadership, Southern Missouri Bancorp has achieved consistent profitability and improved asset quality, even amid economic challenges. Chkautovich is also actively involved in industry associations, contributing to discussions on banking regulations and fintech innovations. Beyond his professional duties, Chkautovich is recognized for his commitment to community development, serving on the boards of local nonprofits focused on financial literacy and economic empowerment. His strategic vision and analytical acumen have earned him accolades, including being named a top CFO in the banking sector by a national finance publication in 2022. Chkautovich continues to guide Southern Missouri Bancorp toward sustainable growth, emphasizing ethical practices and long-term shareholder value.