CEO Andrea Short's total compensation of $2,190,564 is reasonable for a CEO at a $1.7B market cap financial services company with record net income of $158.3 million in 2025, and is well within the expected benchmark range for this title, sector, and market cap band. The pay program is genuinely performance-based: a meaningful portion of total compensation is variable (annual cash incentives under the EIP and SDIP, plus equity awards subject to multi-year forfeiture tied to company financial performance), and incentive pay is tied to quantifiable metrics including return on assets, EPS growth, loan growth, and peer-relative ROA rankings — with 2025 results exceeding most targets. The prior Say on Pay vote received 89% support (well above the 70% threshold), the company has a clawback policy, and stock ownership guidelines are in place; no red flags were identified under the policy.

The proxy filing text provided does not include a fee table with specific dollar amounts for audit and non-audit fees, so the non-audit fee ratio trigger cannot be evaluated; per policy, when fee data cannot be confirmed, the default vote is FOR. Auditor tenure is also not disclosed in the available text; per policy, the tenure trigger requires confirmed data and cannot fire on absence of disclosure, so the default FOR applies. Forvis Mazars is a large national firm (formed from the merger of BDO USA and FORVIS, itself a merger of Dixon Hughes Goodman and BKD) and is appropriate for a $1.7B market cap regional bank. No material restatements are noted in the filing.