John L. Calmes, Jr. serves as the Executive Vice President, Chief Financial and Strategy Officer, and Treasurer at World Acceptance Corp, a leading consumer finance company. With over two decades of experience in the financial industry, Calmes has played a pivotal role in shaping the company's strategic direction and financial performance. Prior to joining World Acceptance Corp, he held various leadership positions at prominent financial institutions, where he honed his skills in financial management, strategic planning, and risk assessment. At World Acceptance Corp, Calmes is responsible for overseeing the company's financial operations, including accounting, treasury, and investor relations. He has been instrumental in developing and implementing the company's long-term growth strategy, which has resulted in significant expansion and increased profitability. Under his leadership, the company has successfully navigated through various economic cycles, demonstrating resilience and adaptability in the face of challenges. Calmes' expertise in financial planning and analysis has been crucial in optimizing the company's capital structure and ensuring its financial stability. In addition to his financial acumen, Calmes is known for his strategic vision and ability to identify new opportunities for growth. He has led several key initiatives at World Acceptance Corp, including the expansion of the company's product offerings and the implementation of advanced technological solutions to enhance operational efficiency. His collaborative approach and strong communication skills have fostered a culture of innovation and continuous improvement within the organization. Calmes' contributions have been widely recognized, and he is respected by his peers and industry professionals for his leadership and dedication to the company's success.