Ryan J. Gordon serves as the Senior Vice President and Chief Credit Officer of WaterStone Bank, a subsidiary of WATERSTONE FINANCIAL INC. In this role, Gordon is responsible for overseeing the bank's credit administration, loan review, and credit risk management functions. His leadership ensures that WaterStone Bank maintains a strong and prudent credit culture, which is critical to the bank's ongoing success and stability. Gordon brings a wealth of experience to his position, having spent over two decades in the banking industry. Prior to joining WaterStone Bank, he held various senior credit and lending positions at other financial institutions, where he developed a deep understanding of credit risk management and portfolio management. His expertise in these areas has been instrumental in helping WaterStone Bank navigate the challenges and opportunities of the ever-evolving financial landscape. Under Gordon's guidance, WaterStone Bank has maintained a robust credit portfolio and a strong risk management framework. His strategic vision and commitment to excellence have contributed to the bank's continued growth and success. As Chief Credit Officer, Gordon plays a vital role in ensuring that WaterStone Bank remains a trusted and reliable financial partner for its clients and communities.